Uninsured or Underinsured Driver Accidents
You shouldn't have to suffer because of someone else's irresponsible behavior
Have you been injured in a car accident in Kansas involving a driver with little or no insurance? Knowing what to do can be confusing. Fortunately, you don't have to go it alone. Get the legal help you need to make sure you obtain the compensation you deserve. Contact Bretz & Young.
Located in Hutchinson and serving accident victims throughout the state, our experienced Kansas accident attorneys have a well-earned reputation for helping people involved in an accident with an uninsured or underinsured driver get the money they deserve.
We have successfully obtained more than $100 million in settlements and verdicts for injury victims and their families. We're proud of the money we have secured for people because we know what a difference such resources can make in their lives. One of our biggest settlements involved a wrongful death case in which we recovered $50 million - this is one of the highest settlements ever obtained in the United States for a wrongful death claim.
Uninsured car accidents in Kansas
Drivers are required by law in Kansas to have auto insurance. Under state law, all drivers must have at least $25,000 per person in accident coverage and $50,000 per incident. Most drivers have at least this much auto insurance.
If you have been involved in an accident with a driver who does not have insurance, we may be able to pursue an uninsured motorist claim under your own auto insurance to get you the compensation you need.
If you don't have uninsured motorist coverage, don't despair. There are other options available for accident victims. At Bretz & Young, we explore every possible avenue for compensation. We can help.
Underinsured car accidents in Kansas
Sometimes, drivers who only have the minimum required amount of car insurance are unable to pay for the damage they cause due to being underinsured. Even drivers with more than the minimum amount of insurance can have trouble compensating other drivers if the injuries they caused are severe.
Expenses associated with auto accidents can run into the hundreds of thousands or even more. Along with emergency medical expenses and the cost of repairing or replacing a damaged vehicle, other expenses associated with accidents include:
- Loss of income
- Loss of future income
- Pain and suffering
- Loss of consortium (depravation of benefits of a family relationship)
- Loss of time
- Loss of services
What if the driver flees the scene of my car accident?
Hit and run car accidents in Kansas often involve underinsured drivers or drivers without auto insurance. Drivers may have any number of reasons for leaving the scene, but some who flee may fear they will be held financially responsible for your accident and not be able pay for it.
If the driver leaves the scene and can't be tracked down, you may be able to recover compensation through your uninsured or underinsured coverage, which is a required part of your insurance policy. In this situation, we file a claim with your own insurance company to cover any medical bills and other accident-related costs for you and your passengers.
How can a lawyer help me with my uninsured or underinsured accident?
Car accidents can turn your life upside down in an instant. This is especially true with accidents involving drivers without insurance or who are underinsured. We know how to research these accidents and fight for the compensation you need to pay your accident expenses.
We thoroughly understand Kansas' legal system involving auto accidents, including the state's no-fault auto insurance laws. Our in-depth knowledge and experience enables us to take an aggressive approach on behalf of our clients. In one recent case we received a verdict for our client that was 35 times more than the insurance company previously offered to settle an underinsured motorist claim!
You have too much at risk to wait to take legal action. Find out how Bretz & Young can help you with your accident. Call (866) 881-0103 to schedule a free consultation at our Hutchinson-based law firm. Your best interests come first here.